Fresno “Bad Faith” Lawyer

“Bad Faith” Lawyer in Fresno California – Free Consultation

“Bad Faith” is actually shorthand for the combined Torts of Breach of Insurance Policy coupled with Unreasonable Delay/Withholding of payment under the Policy.

Every Insurance Policy carries with it the Implied Covenant of Good Faith and Fair Dealing. What that generally means is that the Insurance Company has an affirmative responsibility to timely investigate insurance claims, and treat their Insured with Good Faith in paying claims. When the Insurance Company does not, they may be in Breach of the Insurance Policy, and may have acted in Bad Faith in their Breach/Failure to Timely Pay. Sometimes an Insurance Company’s conduct is so bad toward their insured, that they must pay Punitive Damages. The later requires proof by Clear and Convincing Evidence under Civil Code section 3294 of Malice, Oppression, or Fraud (as defined in that section).

So “Bad Faith” really means that an Insurance Company unreasonably denied (or delayed paying) a claim they should have paid. Whey they do that, the Insurance Company may be liable for payment under the applicable coverages purchased, and also for the consequences of their failure to timely pay; further, in some cases even Punitive Damages which is a judgment against the company for the purpose of punishing them for their bad behavior.

Our California law office represents people against Insurance Companies to collect benefits owed, and for money damages consequential to the insurance company’s violation of their own policy. As with all claims, time is of the essence. Therefore, you should contact us quickly that we may ensure a proper investigation into the merits of your case, and that your Civil Complaint is timely filed. The Insurance Company has investigators and attorneys at the ready. Put Our Team on your side to improve your chances of obtaining the money benefits they wrongfully withheld from you. But remember, delay only helps them prepare their case against you. So you should take action now to protect your own rights.